This is my little rant about security and why we have home directories.
You may choose to ignore it or disagree with it, that is your perogative
and I won’t care, but… this little rant needs to be said in the 21’st
century, as we seem to have forgotten about it.
Many PHP packages and cgi scripts ask you to store database settings
and passwords in web space.
Of course, it’s secure, so long as configuration files are given